"Have you ever wondered how nostalgia isn't what it used to be?" ~ Jasper Fforde (First Among Sequels)
How many times have we thought (if not regretted) that HAD we done? How many times had we wished we COULD have corrected/rectified part of our past in some aspect? Could we do it?
We have first heard the fiction in H.G. Wells and later thanks to Einstein we started to believe in it!!!!! Ever since, we’ve endured and enjoyed the slew of Hollywood churn on this concept from Back to the Future series to Time Machine and Timeline by Michael Crichton……
So, could we really do??? Yes, it is possible, at least in the arena of investment!!!!
The current market levels are at least 2-3 yr old lows and with market sentiment (read ET poll) assuming to fall by an additional 7-9% from the current levels, it’s all a picture of gloom….
But, could we spot an opportunity in this market, the answer is an affirmative. If you’ve thought you could’ve started a particular investment (such as SIP in ’09) you could as well bring in a lump-sum and continue it with a SIP at this moment. If not exactly but to a lot extent the returns would hence be similar.
And, if you still are jittery with the Equity market and don’t really have stomach for such a risk, pls try the Bond market (tradable) for a solace. These investments are better than the regular FDs (the risk scale is as similar) and tax-productive (in comparison)
And, then of course, you’ve certain alternate investment opportunities in Gold/commodities, Managed Futures and some interesting Real Estate opportunities for you to diversify, yet gain returns. Also, consider for Direct Equity PMS/structured products. Though, I believe Gold is entering into the 'bubble' territory, ideally restrict its usage as a hedge & limit to 5-10% of your portfolio.
And, those who’re already invested, pls top-up so you could average it (cost) out and gain as the market ripens.
Of course, we still need to stick to the basics – Choosing the Right Picks, Opting for the Right Funds and Making the Right Switches !!! But, for NOW - Invest.
So, do take the time travel and gain an upper hand in your life :)
"If I could somehow know the future, then now should not be like this time." ~ Toba Beta (My Ancestor Was an Ancient Astronaut)
1 comments:
Nice article buddy
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